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It’s simple: Super should be paid on payday

Superannuation is a fundamental part of your rights at work that the SDA has and always will strive to protect and improve.

Thanks to union and member efforts, the super guarantee rose to 12% on 1 July 2025.

In recent years, the SDA was pushing for payday super to further improve the superannuation system for Australian workers.

In November 2025, the Australian Government legislated the new Payday Super law. It will come into effect on 1 July 2026.

What does payday super mean?

Previously, there was no requirement for employers to pay your superannuation on the same day as your pay and it is generally paid quarterly.

Importantly, when super is only paid quarterly the benefits of compound interest are lost for the individual employee – that money is sitting with the employer for 3 months when it could have been earning interest for the employee.

The Super Members Council have found “for 9 million Australians, having super paid on paydays – and not four times a year – will mean they start earning compound investment returns sooner, delivering an extra $7,700 on average by retirement.”

This is unfair for workers who deserve every opportunity to grow their retirement savings.

How did the SDA help to secure payday super?

The SDA has been advocating for payday super over several years including to the Federal Government.

In April 2025, the SDA made a submission to the Commonwealth Treasury Consultation about this issue.

The SDA reiterated our calls to the Federal Government to urgently legislate for payday super.

With the support of union advocacy, the parliament passed the payday superannuation legislation in November 2025.

The change will come into effect on 1 July 2026.

Many employers are supportive of pay day super and some even do it already which means it is the right time to make the change.

You can find all of the SDA’s submissions and research online at www.sda.au/submissions-publications/.

Are you under 18? Don’t forget – the SDA is also campaigning for under 18s to receive super.

Currently, if you’re 18 you only receive superannuation if you work more than 30 hours a week – this is an extremely outdated and unfair practice.

Why should workers under 18 miss out on superannuation when they’re working just like everyone else?

The SDA will continue our efforts for super on every dollar to become law under the re-elected Labor Government.

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